Mortgages

Whether you are buying your dream home for the first or fourth time, choosing a mortgage can be a nightmare. With thousands of mortgage products available in the UK from banks and building societies offering discounts, fixed rates, capped rates and so on; it’s not surprising that purchasers are bewildered.

Our in-house registered Independent Financial Advisors will be pleased to offer advice on all aspects of the mortgage process. They use the very latest in technology to find the best deal for you. Their computer links enable them to search hundreds of products and place them in the most competitive order for you at the touch of a button! They have direct access to lender’s websites to obtain Agreements in Principle if required and can even submit full applications on line with valuation inspections instructed same day!

Is finding the best lender my only concern?

No. You should also insist on independent advice for the all-important Life Assurance, Critical Illness, Income Protection and General Insurance including Home, Accident, Sickness and Unemployment cover. Our IFA’s can offer advice and recommendations from a range of the most competitive insurers and also have access to associates who can offer independent advice on Pensions and Investment business.

How can I get an impartial opinion?

Our IFA’s offer full advice and recommendation from the whole mortgage market and from a range of the most competitive insurance products. Their membership of the Financial Services Authority gives an assurance of impartiality and professionalism with clients having an entitlement to a complaints service through the Financial Ombudsman Service and cover under the Financial Services Compensation Scheme.

Will independent advice cost me more?

No! The opposite is true. By guiding you past all the pitfalls, they ensure you've got the most suitable and cost effective mortgage and related insurances available. Their involvement is sure to save you time and money. Our IFA’s are paid directly by any Lender or Insurer that they place the business with so NO cost to you. However, they do also offer a fee based service if you would prefer. Buying a new home is probably the biggest financial commitment you'll ever make so make sure you get the right advice, the best service and competitive mortgage offers.

For a confidential introduction to our Independent Financial Advisors contact:

Mr John Rouwenhorst of Mortgages, Protection & Associates based at our Wombourne office

Tel: 01902 895564 or 01902 894141. Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

or

Mr Doug Rouwenhorst of Mortgage & Financial Solutions based at our Tettenhall Office

Tel: 01902 757878 or 01902 759888. Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Your home may be repossessed if you do not keep up repayments on your mortgage.  Mortgage & Financial Solutions and Mortgages, Protection & Associates are appointed representatives of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.